Four Decades of Alternative Finance
Built on trust, driven by results, and committed to the financial empowerment of every client we serve.
Who We Are
S&S Financial Holdings Company, LLC is a full service alternative financial company incorporated in the State of Delaware. We are not a bank, credit union, mortgage company, or payday loan company. We are something different — a purpose-built alternative financial institution that has been delivering capital solutions to individuals and businesses across the United States since 1980.
Our approach is direct, transparent, and results-driven. We work exclusively within the United States, and we take pride in offering financial solutions that traditional institutions cannot or will not provide.
Established
March 23, 1980
State of Incorporation
Delaware, USA
Business Address
8 The Green, Suite B, Dover, DE 19901
Operations
United States Only
Established March 23, 1980
S&S Financial Holdings Company, LLC was founded on March 23, 1980, in the State of Delaware — a state recognized for its business-friendly legal framework and long history as the home of America's most significant corporate entities. From day one, our mission was clear: provide powerful, accessible alternative financial services to individuals and businesses who needed more than what traditional banks could offer.
Founded
March 23, 1980
State of Incorporation
Delaware, USA
Business Address
8 The Green, Suite B, Dover, DE 19901
The Merger with Best Buy Financial Services
Effective
On September 20, 2026, S&S Financial Holdings Company, LLC completed a landmark merger with Best Buy Financial Services. The newly formed company continues to operate under the name S&S Financial Holdings Company, LLC — carrying forward the legacy, values, and client commitments of both organizations.
This merger represents a defining moment in American alternative finance. By combining the resources, expertise, and client networks of two established institutions, S&S Financial Holdings is now positioned to serve a broader range of clients with an expanded suite of capital solutions — all while remaining exclusively focused on the United States market.
The merger was completed on September 20, 2026. The combined company operates as S&S Financial Holdings Company, LLC.
Empowering Financial Futures
To provide powerful, transparent, and accessible alternative financial solutions that empower individuals and businesses across the United States to take control of their financial futures — without the barriers, bureaucracy, or limitations of traditional banking.
Integrity
We operate with complete transparency. No hidden fees, no misleading terms, no fine print designed to confuse.
Empowerment
We believe every individual and business deserves access to capital. We exist to make that access a reality.
Expertise
With over 46 years in alternative finance, our team brings unmatched depth of knowledge to every client relationship.
USA Focus
We operate exclusively within the United States. Our commitment is to American individuals and businesses — full stop.
Incorporated in Delaware
S&S Financial Holdings Company, LLC is a limited liability company incorporated in the State of Delaware. Delaware is widely recognized as the premier state for business incorporation in the United States, offering a sophisticated legal framework, the Court of Chancery, and a stable regulatory environment that has made it the home of more than 65% of Fortune 500 companies.
S&S Financial Holdings Company, LLC is a full service alternative financial company. We are NOT a bank, credit union, mortgage company, or payday loan company. We are not affiliated with or similar to any banking or depository institution. All financial services are provided exclusively within the United States of America.